Course
The free credit course.
Four guided paths through everything on this site: the lessons to read, the tools to run, and the checklists to work, in the order that makes sense. Tick each step as you finish it. Your progress is saved only on this device - no account, no upload, nothing to cancel. Free means free.
Credit Foundations8 stepsStart here. How scores work, what is on your reports, and the numbers that matter.About 87 minutes of work, at your paceClean Up Your Reports8 stepsFind what is wrong, dispute it correctly, and keep the paper trail.About 92 minutes of work, at your paceRebuild Your Score8 stepsA calm, ordered plan from wherever your score is today.About 80 minutes of work, at your paceKnow Your Rights8 stepsCollectors, old debts, lawsuits: the rules are on your side when you know them.About 71 minutes of work, at your pace
Progress lives in this browser's local storage only. Clearing site data resets it. There is no score, no streak, and no pressure - the list is the course.