Caleb Pierre · FreeCreditBot tools · Academy · Learn · Course · My workspace

Course · Path 2 of 4

Clean Up Your Reports

Find what is wrong, dispute it correctly, and keep the paper trail.

0 of 8 steps done · about 92 minutes of work, at your pace · · Saved only on this device

  1. READ · ~10 minThe dispute process, end to endWhat bureaus must do, and what only works with evidence.Open this step →
  2. DO · ~15 minCompare what each bureau showsThe same account often appears differently across the three.Open this step →
  3. DO · ~10 minCheck the status of every accountOpen, closed, charged off, in collections: each reads differently.Open this step →
  4. READ · ~8 minHow to dispute with each bureauPer-bureau guides for the item you found.Open this step →
  5. READ · ~6 minWhat a strong dispute letter doesIdentify the exact field that is wrong and why.Open this step →
  6. DO · ~20 minDraft your dispute letterThe free letter tool builds it in your browser. Nothing uploads.Open this step →
  7. READ · ~8 minFTC consumer credit protectionsThe official rules behind every step here.Open this step →
  8. CHECK · ~15 minWork the 60-day follow-up checklistDisputes run on 30-day clocks. Track each one.Open this step →