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118 · COLLECTIONS TOOLKIT · checklist

Collection Reporting Audit

Document collection accounts, communications, offers, and next research steps.

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Local comparison rules

Enter report fields exactly as shown. Rules flag impossible dates, missing identifiers, unusual balance/limit relationships, and contradictory duplicates for manual review.

Account / creditorBalanceLimitStatusOpenedLast updatedActions

Add at least one complete row, then run the local rules.

Educational organization and calculation tool only. Verify inputs, rules, deadlines, and outputs before acting. FreeCreditBot is not a law firm, lender, credit bureau, or credit repair company.