080 · CREDIT CARD & UTILIZATION TOOLS · calculator

Balance Transfer Math Calculator

Model balances, limits, interest, dates, and payment scenarios.

Saved only on this deviceNot saved yet

Balance transferredTransfer fee (%)Promotional APR (%)Promotional months

Promo-period costEnter your numbers

Transfer fee plus simple promotional-period interest; post-promotional interest is excluded.

Optional follow-up reminderReminders are not available yet.

Educational organization and calculation tool only. Verify inputs, rules, deadlines, and outputs before acting. FreeCreditBot is not a law firm, lender, credit bureau, or credit repair company.