012 · CREDIT REPORT COMMAND CENTER · checklist

Unknown Inquiry Checklist

Audit, compare, and organize manually supplied credit-report information.

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Record the company name exactly as shownRecord inquiry date and bureauCheck recent loan, card, housing, utility, or dealer applicationsAsk household members only if a joint application may explain itContact the listed company through a verified official channelRequest the application or permissible-purpose recordSecure accounts if identity theft may be involvedKeep confirmation numbers and written responsesDispute only if the inquiry was unauthorized or factually inaccurate

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Educational organization and calculation tool only. Verify inputs, rules, deadlines, and outputs before acting. FreeCreditBot is not a law firm, lender, credit bureau, or credit repair company.