112 · COLLECTIONS TOOLKIT · checklist

Collection Account Verification Checklist

Document collection accounts, communications, offers, and next research steps.

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Check identity, ownership, amount, and dates independently.

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Collector is recognized as the company contacting meOriginal creditor relationship is explainedAccount belongs to me or remains unknownClaimed amount is itemized and compared with recordsRelevant dates are recordedPayment history and last payment are reviewedCredit-report balance and status are comparedLicensing or legal questions are researched for my jurisdictionNo payment or admission is made solely because a field is incomplete

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Educational organization and calculation tool only. Verify inputs, rules, deadlines, and outputs before acting. FreeCreditBot is not a law firm, lender, credit bureau, or credit repair company.